Mint also offers free credit monitoring through TransUnion. Your score comes with a snapshot of your credit report, along with insights into how scores are calculated and steps you can take to improve your score. Checking your credit score through Mint doesn’t negatively affect your credit. You can view your TransUnion VantageScore as often as you would like, thanks to a partnership with TransUnion. Mint gives account holders free access to their credit score and credit monitoring tools.
The investment tracking tool allows you to compare your investment portfolio to market benchmarks and even track investment fees so you can see if there are any unnecessary charges. You can add all of your investment accounts, including 401(k), brokerage accounts, IRAs and more. Having access to your investments in a budgeting app will enable you to get a complete snapshot of your finances in one spot. Mint is not an investing app, but it allows you to view and track your investments. Some users may find the product offers to be somewhat intrusive, and there’s no paid option to remove the ads. Mint makes its money on strategic partnerships with other companies, which is why the app features ads and offers for other financial products. Signing up for a free account gets you access to all of the app’s features and benefits. There are no premium versions of the app available for an added cost. If your mobile device is ever lost or stolen, you can turn off mobile access or delete your account remotely from your online account to keep your information safe. Users can control mobile access from their account.
Users also can safeguard their Mint account by adding a four-digit security code to their mobile device.
Mint closely guards user information through the latest security measures, including strong encryption, multi-factor authentication and other security protocols. Security is of the utmost priority for Mint and its parent company, Intuit. However, two people with joint financial accounts can each create their own Mint account and sync the same accounts to view the same information. Mint is meant for individual users and there’s no option for joint Mint accounts. With Mint, users have the ability to separate a single transaction into multiple categories, including any fees charged. If you’re like most users, many transactions don’t necessarily fall into one specific category. Users can keep the default categories provided by Mint or create custom categories to fit their needs.įor added customization, you can also add tags and reorganize transactions as necessary to better track your spending. You also can track all of your monthly bills through Mint and receive reminders so you can easily pay your bills on time.Īfter connecting your financial accounts, Mint tracks your transactions and categorizes them into budget categories to simplify tracking. Through Mint, users can sync up bank accounts, money management accounts, retirement and investment accounts, credit cards and other financial accounts. The app also allows users to track spending and savings and set and track budget goals. Mint is a free budgeting app that allows you to connect all of your financial accounts in one digital space so you get a high-level overview of your financial health. Account details and fees are accurate as of Nov. Mobile apps like Mint can automate your budgeting process and help you find ways to save and set aside money toward future goals. Mint earns a spot on Forbes Advisors’ Best Budgeting Apps Of 2021 and is worth strong consideration for helping meet your budgeting needs.
With more than 903,716 ratings on the App Store and Google Play, Mint dwarfs its competitors in terms of reported user experience. Our Mint app review will help you learn more about the app, its features, cost and ratings to determine if it’s right for you. Founded in 2006, Mint was purchased by the software company Intuit in 2009. Mint is one of the most popular budgeting apps available today.